| mln. INR | 2011 | 2012 | 2013 | 2014 | 2015 | 2015/2014 |
|---|---|---|---|---|---|---|
| P&L | ||||||
| Revenue | 871 | 960 | 959 | 909 | 1,145 | 26.0% |
| EBITDA | 257 | 290 | 278 | 254 | 332 | 30.7% |
| Net Income | 126 | 117 | 100 | 85 | 94 | 11.5% |
| Balance Sheet | ||||||
| Cash | 1,381 | 1,184 | 825 | |||
| Short Term Debt | 614 | 664 | 322 | |||
| Long Term Debt | 258 | 322 | 381 | |||
| Cash flow | ||||||
| Capex | 28 | 34 | 10 | |||
| Ratios | ||||||
| Revenue growth | -31.8% | 10.2% | -0.0% | -5.3% | 26.0% | |
| EBITDA growth | 15.1% | 13.0% | -4.3% | -8.6% | 30.7% | |
| EBITDA Margin | 29.5% | 30.2% | 28.9% | 27.9% | 29.0% | 1.0% |
| Net Income Margin | 14.4% | 12.1% | 10.4% | 9.3% | 8.2% | -1.1% |
| CAPEX, % of revenue | 3.3% | 3.6% | 1.0% | 0.0% | ||
| ROIC | 11.1% | 6.5% | 4.4% | 0.0% | ||
| ROE | 13.5% | 9.5% | 6.8% | 0.0% | ||
| Net Debt/EBITDA | -2.0x | -0.7x | -0.4x | 0.0x | 0.0x | 0.0x |
| Top 5 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 |
|---|---|---|---|---|---|
| Fortune Financial Services (India) ($FORTUNEF) | -11.7% | -24.9% | -7.1% | 188.4% | |
| Motilal Oswal Financial Services ($MOTILALOFS) | -21.6% | 0.4% | -0.9% | 64.7% | |
| Sks Microfinance ($SKSMICRO) | -62.8% | -25.6% | 55.0% | 47.3% | |
| Bajaj Holdings & Investment ($BAJAJHLDNG) | -66.6% | 12.7% | 23.2% | 29.9% | |
| Bajaj Finserv ($BAJAJFINSV) | 59.7% | 28.1% | 18.8% | 26.8% | |
| Median (23 companies) | 23.5% | 26.9% | 20.8% | 13.3% | |
| Master Trust ($MASTERTR) | 10.2% | -0.0% | -5.3% | 26.0% | |
| Top 5 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 |
|---|---|---|---|---|---|
| Microse India ($MICROSE) | 101.1% | ||||
| Pnb Gilts ($PNBGILTS) | 91.8% | 94.0% | 96.4% | 96.4% | 96.1% |
| Jsw Holdings ($JSWHL) | 93.8% | ||||
| Rural Electrification Corporation ($RECLTD) | 97.1% | 97.2% | 97.3% | 96.7% | 93.3% |
| Bajaj Holdings & Investment ($BAJAJHLDNG) | 98.7% | 96.2% | 95.5% | 94.4% | 92.7% |
| Median (46 companies) | 69.5% | 70.0% | 67.8% | 66.4% | 49.0% |
| Master Trust ($MASTERTR) | 29.5% | 30.2% | 28.9% | 27.9% | 29.0% |
| Top 5 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 |
|---|---|---|---|---|---|
| Fortune Financial Services (India) ($FORTUNEF) | 5.5% | 1.0% | 1.3% | 4.5% | 7.3% |
| Clarus Finance & Securities ($CLARUS) | 6.9% | 5.8% | |||
| Srei Infrastructure Finance ($SREINFRA) | 34.8% | 29.3% | 8.3% | 12.6% | 5.4% |
| Motilal Oswal Financial Services ($MOTILALOFS) | 10.7% | 15.5% | 5.3% | 1.7% | 3.4% |
| Bengal & Assam Company ($BENGALASM) | 4.6% | 15.9% | 4.5% | 1.2% | 2.1% |
| Median (22 companies) | 1.7% | 0.6% | 0.7% | 1.0% | 0.7% |
| Top 5 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 |
|---|---|---|---|---|---|
| Motilal Oswal Financial Services ($MOTILALOFS) | 12.0% | 9.7% | 11.9% | ||
| Sks Microfinance ($SKSMICRO) | 4.1% | 6.6% | |||
| Shriram City Union Finance ($SHRIRAMCIT) | 6.1% | 5.8% | 5.8% | 5.7% | |
| Rural Electrification Corporation ($RECLTD) | 4.7% | 5.2% | 4.7% | ||
| Mahindra & Mahindra Financial Services ($M&MFIN) | 7.3% | 6.4% | 6.3% | 5.3% | 4.2% |
| Median (50 companies) | 4.8% | 3.6% | 4.7% | 4.1% | 4.1% |
| Master Trust ($MASTERTR) | 11.1% | 6.5% | 4.4% | ||
| Top 5 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 |
|---|---|---|---|---|---|
| Fortune Financial Services (India) ($FORTUNEF) | 4.7x | 9.0x | 10.8x | 8.9x | |
| Pnb Gilts ($PNBGILTS) | 9.0x | 14.2x | 11.2x | 11.3x | 8.8x |
| Srei Infrastructure Finance ($SREINFRA) | 6.4x | 7.0x | 6.2x | 7.5x | 8.0x |
| Rural Electrification Corporation ($RECLTD) | 8.1x | 8.3x | 8.0x | 7.5x | 8.0x |
| Magma Fincorp ($MAGMA) | 1.5x | 7.7x | 8.5x | 7.0x | 7.7x |
| Median (42 companies) | 3.0x | 4.8x | 3.6x | 3.9x | 2.0x |
| Master Trust ($MASTERTR) | -2.0x | -0.7x | -0.4x | 0.0x | 0.0x |
